Terms & Conditions of Use
1. Introduction and Acceptance of Terms
Welcome to CompassPoint Consulting ("Company," "we," "us," or "our"). These Terms and Conditions of Use ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and CompassPoint Consulting governing your access to and use of our website, including any content, functionality, and services offered on or through our website (collectively, the "Site").
By accessing or using our Site in any manner — including but not limited to visiting or browsing the Site, registering an account, submitting information, or engaging with any content — you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must immediately discontinue your use of the Site.
These Terms apply to all visitors, registered users, clients, and any other persons who access or use the Site. CompassPoint Consulting reserves the right to modify, amend, or update these Terms at any time and at its sole discretion. Continued use of the Site following any such changes constitutes your acceptance of the revised Terms.
2. Eligibility and User Representations
2.1 Age Requirement
By accessing or using the Site, you represent and warrant that you are at least 18 years of age. If you are under 18 years of age, you are not permitted to use this Site under any circumstances. CompassPoint Consulting does not knowingly collect information from minors, and if we become aware that a minor has accessed the Site, we reserve the right to terminate that access immediately.
2.2 Legal Capacity
You represent that you have the full legal authority and capacity to enter into a binding agreement and are not prohibited from doing so under any applicable laws or regulations in your jurisdiction. If you are accessing the Site on behalf of a company, organization, or other legal entity, you represent that you have the authority to bind such entity to these Terms.
2.3 Accuracy of Information
You agree to provide accurate, current, and complete information whenever you submit data to the Site, including during registration, form submissions, or consultation requests, and to update such information to keep it accurate and current.
3. Description of Services
CompassPoint Consulting is a professional consulting firm offering advisory, strategic planning, business analysis, and related consulting services to individuals and organizations. The Site serves as an informational and client-facing platform through which users may:
- Learn about the nature, scope, and areas of our consulting services
- Submit inquiries or consultation requests
- Access published resources, articles, reports, and thought leadership content
- Communicate with our team through available contact channels
- Access client portals or dashboards where applicable
Important Notice: Nothing on this Site constitutes a formal consulting engagement or professional advice unless a written service agreement has been separately executed between you and CompassPoint Consulting. Informational content on the Site is provided for general educational purposes only and should not be relied upon as professional, legal, financial, or strategic advice specific to your circumstances.
4. Intellectual Property Rights
4.1 Ownership
All content published on this Site, including but not limited to text, articles, blog posts, reports, white papers, graphics, photographs, logos, icons, audio clips, video materials, software, data compilations, and the overall design and layout of the Site, is the exclusive property of CompassPoint Consulting or its content licensors and is protected by applicable intellectual property laws, including copyright, trademark, and trade secret laws.
4.2 Trademarks
The name "CompassPoint Consulting," our logo, and any other product or service names, slogans, or marks displayed on the Site are registered or unregistered trademarks of CompassPoint Consulting. You are strictly prohibited from using any of our trademarks without prior written authorization. Unauthorized use of our trademarks may violate trademark laws and could expose you to legal liability.
4.3 Limited License to Users
CompassPoint Consulting grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial purposes only. This license does not include the right to:
- Download, copy, reproduce, or distribute any content from the Site for commercial purposes
- Modify, adapt, translate, or create derivative works based on Site content
- Reverse engineer, disassemble, or attempt to extract the source code of any software component of the Site
- Scrape, crawl, or use automated means to collect data from the Site
- Sell, sublicense, or otherwise transfer rights granted under this license to any third party
4.4 User-Submitted Content
If you submit any content to the Site, including comments, feedback, inquiries, or suggestions, you grant CompassPoint Consulting a worldwide, royalty-free, perpetual, irrevocable, and fully sublicensable license to use, reproduce, modify, adapt, publish, and display such content for any purpose. You represent that you own or have the necessary rights to grant this license and that your submission does not infringe the rights of any third party.
5. Acceptable Use Policy
By using this Site, you agree to use it only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit their use of the Site. Specifically, you agree that you will not:
5.1 Prohibited Conduct
- Use the Site for any fraudulent, deceptive, misleading, or unlawful purpose
- Impersonate CompassPoint Consulting, any of its employees, representatives, or any other person or entity
- Attempt to gain unauthorized access to any portion of the Site, other users' accounts, or any connected systems or networks
- Upload, transmit, or distribute any malicious code, viruses, worms, trojans, spyware, or any other harmful software or files
- Engage in any activity that disrupts, disables, overburdens, or impairs the proper functioning of the Site or its servers
- Use bots, scrapers, crawlers, or other automated tools to access or extract data from the Site without our express written consent
- Collect or harvest personally identifiable information of other users from the Site without authorization
- Use the Site to send unsolicited communications, advertisements, spam, or promotional material
- Post or transmit any content that is defamatory, obscene, offensive, hateful, threatening, or otherwise objectionable
- Violate any applicable local, national, or international laws or regulations in connection with your use of the Site
5.2 Consequences of Violation
Any violation of this Acceptable Use Policy may result in immediate suspension or permanent termination of your access to the Site. CompassPoint Consulting reserves the right to investigate any suspected violations and cooperate with law enforcement authorities as required.
6. Privacy and Data Protection
6.1 Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to our collection, use, storage, and disclosure of your personal data as described in our Privacy Policy. We encourage you to review our Privacy Policy carefully before submitting any personal information.
6.2 Data You Provide
When you contact us through the Site or register for services, you may be asked to provide personal information such as your name, email address, phone number, company name, and other relevant details. This information is used solely for the purposes of responding to your inquiries, delivering services, and improving our offerings.
6.3 Cookies and Tracking Technologies
CompassPoint Consulting uses cookies and similar tracking technologies to enhance your browsing experience, analyze Site traffic, and understand user behavior. When you first visit our Site, a cookie consent banner will be displayed, allowing you to accept or reject non-essential cookies. Only strictly necessary cookies will be placed without your consent. Your use of non-essential cookies is subject to your affirmative opt-in consent, in accordance with the UK Privacy and Electronic Communications Regulations 2003 (PECR) and our Cookie Policy. You may configure your browser settings to refuse certain types of cookies, though this may affect your ability to use certain features of the Site.
6.4 Data Security
We implement commercially reasonable technical and organizational security measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction. However, no method of electronic transmission or storage is entirely secure, and we cannot guarantee absolute security of your information.
6.5 Applicable Data Protection and Electronic Commerce Legislation
Your use of this Site and our handling of your personal data are subject to the following legislation, as applicable to your jurisdiction: (a) in the United Kingdom, the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and the Privacy and Electronic Communications Regulations 2003 (PECR); (b) in the United Arab Emirates, the UAE Personal Data Protection Law (Federal Decree-Law No. 45 of 2021), the UAE Electronic Transactions and Trust Services Law (Federal Decree-Law No. 46 of 2021), and the UAE Consumer Protection Law (Federal Law No. 15 of 2020). Where you are located in the DIFC or ADGM, the respective free zone data protection frameworks also apply. Please refer to our Privacy Policy for full details of how we process your personal data under these frameworks.
7. Third-Party Links and Content
The Site may contain hyperlinks to external websites, platforms, or resources that are owned and operated by third parties. These links are provided for your convenience and informational purposes only. CompassPoint Consulting does not endorse, control, or assume any responsibility for the content, privacy practices, or accuracy of information found on any third-party websites. Accessing third-party links is done entirely at your own risk, and we encourage you to review the terms and privacy policies of any external site you visit.
CompassPoint Consulting shall not be liable for any damages or losses arising from your reliance on or use of any third-party content, products, or services accessed through links on our Site.
8. Disclaimers and Limitation of Liability
8.1 Site Provided "As Is"
The Site and all content, materials, and services available through it are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. CompassPoint Consulting expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising from course of dealing or usage of trade.
8.2 No Guarantee of Accuracy
While we make reasonable efforts to ensure the accuracy and currency of content published on the Site, CompassPoint Consulting makes no representation or warranty that the information provided is accurate, complete, reliable, or up to date. Content on the Site may be subject to change without notice.
8.3 No Professional Advice
Content published on the Site, including articles, case studies, blog posts, and any other informational materials, is intended for general informational purposes only and does not constitute professional consulting, legal, financial, accounting, or any other form of regulated advice. You should not act or refrain from acting on the basis of any content on this Site without first seeking qualified professional advice tailored to your specific circumstances.
8.4 Limitation of Liability
To the fullest extent permitted by applicable law, CompassPoint Consulting, its directors, officers, employees, agents, partners, and licensors shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages — including but not limited to loss of profits, revenue, data, goodwill, or other intangible losses — arising out of or in connection with:
- Your access to or use of (or inability to access or use) the Site
- Any content or information obtained through the Site
- Unauthorized access to or alteration of your data or transmissions
- Any bugs, errors, viruses, or other harmful components transmitted through the Site
- Any decisions made in reliance on content found on the Site
In no event shall CompassPoint Consulting’s total aggregate liability to you for all claims arising out of or relating to your use of the Site exceed: (a) for claims governed by the laws of England and Wales, one hundred British pounds (GBP £100); or (b) for claims governed by the laws of the UAE, five hundred UAE dirhams (AED 500); in each case regardless of the form of the claim. This limitation does not apply to liability which cannot be excluded or limited under applicable law, including liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation.
8.5 Statutory Rights Preserved
Nothing in these Terms excludes or limits our liability for: (a) death or personal injury caused by our negligence; (b) fraud or fraudulent misrepresentation; (c) any liability that cannot be excluded or limited under the Consumer Rights Act 2015 (for UK users) or the UAE Consumer Protection Law (Federal Law No. 15 of 2020, for UAE users); or (d) any other liability that cannot be excluded or limited by applicable law. If you are a consumer in the United Kingdom, you have statutory rights under the Consumer Rights Act 2015, and nothing in these Terms is intended to affect those rights. If you are a consumer in the UAE, your rights under UAE Federal Consumer Protection Law are preserved.
9. Indemnification
You agree to defend, indemnify, and hold harmless CompassPoint Consulting and its officers, directors, employees, contractors, agents, licensors, and successors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or relating to:
- Your use of or access to the Site
- Your violation of these Terms
- Your violation of any applicable law or regulation
- Your violation of any rights of a third party, including intellectual property or privacy rights
- Any content you submit, post, or transmit through the Site
CompassPoint Consulting reserves the right, at its own expense, to assume exclusive defense and control of any matter subject to indemnification by you, and in such event you agree to cooperate with our defense of such claim.
10. Account Registration and Security
10.1 Account Creation
Certain features or areas of the Site may require you to register and create an account. When registering, you agree to provide truthful, accurate, and complete information and to update that information as necessary to keep it current.
10.2 Account Credentials
You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify CompassPoint Consulting immediately upon discovering any unauthorized use of your account or any security breach. We are not liable for any loss or damage resulting from your failure to safeguard your login credentials.
10.3 Account Termination
CompassPoint Consulting reserves the right to suspend or permanently terminate your account and access to the Site at any time and for any reason, including but not limited to breach of these Terms, fraudulent behavior, or inactivity. Upon termination, your right to access and use the Site will immediately cease.
11. Governing Law and Dispute Resolution
11.1 Governing Law
These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed as follows: (a) for users located in or accessing the Site from the United Kingdom, these Terms shall be governed by and construed in accordance with the laws of England and Wales, and the courts of England and Wales shall have non-exclusive jurisdiction; (b) for users located in or accessing the Site from the United Arab Emirates, these Terms shall be governed by and construed in accordance with the federal laws of the UAE and the applicable laws of the Emirate in which CompassPoint Consulting maintains its registered office, and the competent courts of that Emirate shall have non-exclusive jurisdiction; (c) for users located outside both jurisdictions, section (a) shall apply by default. Nothing in this clause shall prevent either party from seeking injunctive or other equitable relief in any court of competent jurisdiction.
11.2 Informal Resolution
Before initiating any formal legal proceedings, both parties agree to make a good-faith effort to resolve any dispute informally by contacting CompassPoint Consulting directly and providing a written description of the dispute and the desired resolution. The parties shall have thirty (30) days to attempt informal resolution before pursuing formal proceedings.
11.3 Arbitration / Court Proceedings
If a dispute cannot be resolved informally: (a) for disputes governed by the laws of England and Wales, either party may bring proceedings before the courts of England and Wales; mandatory arbitration shall not apply to consumers, in accordance with Part 2 of the Consumer Rights Act 2015; (b) for disputes governed by the laws of the UAE, either party may refer the dispute to the competent courts of the relevant Emirate, or, by mutual written agreement, to arbitration administered by the Dubai International Arbitration Centre (DIAC) under its then-current rules, with the seat of arbitration in the Emirate where CompassPoint Consulting maintains its registered office, conducted in the English language. Nothing in this clause limits your right to bring proceedings before any court of competent jurisdiction where permitted by applicable law.
11.4 Class Action Waiver
To the maximum extent permitted by applicable law in the relevant jurisdiction, claims must be brought in your individual capacity. Nothing in this clause restricts any rights you may have under mandatory consumer protection legislation in your jurisdiction, including the right to participate in group litigation orders under the laws of England and Wales or equivalent collective proceedings under UAE law.
12. Modifications to the Site and Terms
12.1 Changes to the Site
CompassPoint Consulting reserves the right to modify, suspend, or discontinue any aspect of the Site, temporarily or permanently, at any time and without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Site or any part thereof.
12.2 Changes to These Terms
We may revise and update these Terms from time to time. We will indicate the date of the most recent revision and the version number at the top of this document. Where changes are material, we will notify you by email or by displaying a prominent notice on the Site at least thirty (30) days before the changes take effect. Non-material changes (such as typographical corrections) may take effect immediately upon posting. Your continued use of the Site following the effective date of any revised Terms means you accept and agree to the changes. If you do not agree with any material change, you may discontinue your use of the Site before the change takes effect.
13. Force Majeure
CompassPoint Consulting shall not be liable for any failure or delay in the performance of its obligations under these Terms if such failure or delay is caused by circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, pandemics, government actions, war, terrorism, civil unrest, labor disputes, power outages, internet or telecommunications failures, or other force majeure events.
14. Severability
If any provision of these Terms is found by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable, or if it cannot be modified, it shall be severed from these Terms. The remaining provisions of these Terms shall continue in full force and effect, and the invalidity or unenforceability of any one provision shall not affect the validity or enforceability of any other provision.
15. Entire Agreement and Waiver
15.1 Entire Agreement
These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and CompassPoint Consulting with respect to your use of the Site and supersede all prior and contemporaneous understandings, agreements, representations, and communications, whether written or oral.
15.2 No Waiver
The failure of CompassPoint Consulting to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. Any waiver of any provision of these Terms will be effective only if it is explicitly stated in writing and signed by an authorized representative of CompassPoint Consulting.
16. Contact Information
If you have any questions, concerns, or feedback regarding these Terms and Conditions, or if you wish to report a violation, please contact us at:
CompassPoint Consulting Legal & Compliance Department
Email: info@compasspointconsulting.com
Website: www.compasspointconsulting.com